Who are the Top Credit Repair Companies?

The economic climate of the past several years has been hard on many families. When times have been tough, hard decisions have to be made and some of those decisions have had an impact on credit scores. Credit reporting companies have struggled to keep up with the volume and reporting mistakes are rampant. Poor credit scores from mistakes and other issues can have a negative impact on your chances for construction/mortgage loan approval. The world of credit reports, credit scores, and government rules on how credit reporting companies update, maintain, and report is just downright confusing for most people.

Although you have access to the rules governing credit disputes and management, and can tackle the process on your own, obtaining the help of an experienced credit repair company is an option. Credit repair services work by taking the complicated review and corrections process out of your hands. This is where many find it comforting to have the experts on your side. A credit repair company interacts directly with the credit companies. They insure that they meet their government mandated obligations as applicable to your particular situation and plan.

Express Modular is not a lender or credit repair company. However, we and our group of New Home Consultants become part of our prospective customer’s team to help them overcome obstacles that they may be facing when it comes to getting their new custom dream home. We know our industry, and we know how to help our prospective customer navigate the process toward home ownership.

Below is our list of credit repair companies that have a favorable Better Business Bureau rating and can help you remove obstacles that can stand in the way to getting the financing you need for your new home.

Lexington Law
1
Rating
9.8 out of 10

Things to Know:

  • Free Consulation & Case Evaluation
  • Over 24 Years of Experience
  • Over 7.3 Million Negative Items Removed in 2014

Lexington Law Credit
Lexington Law is one of the most respected and reputable credit repair companies in the industry, and for good reason. Lexington Law has over 20 years of experience and has over half a million clients to date. If you’re looking for the best and nothing less, give Lexington Law a call and take advantage of their free consultation and case evaluation.Lexington Law is one of the most respected and reputable credit repair companies in the industry, and for good reason. Lexington Law has over 20 years of experience and has over half a million clients to date. If you’re looking for the best and nothing less, give Lexington Law a call and take advantage of their free consultation and case evaluation.

CreditRepair.com
2
Rating
9.6 out of 10

Things to Know:

  • Been In Business Since 1997
  • Offers 24/7 Credit Monitoring and Alerts
  • Personalized Online Dashboard With Credit Score Tracker

creditrepaircomlogo
Originally established in 1997, CreditRepair.com is one of the most well-rounded services in the industry with over 1.5 million negative items removed from the credit reports of their customers. In addition to disputing negative items on your credit report, they also provide 24/7 credit monitoring, a personalized online dashboard, and a credit score tracker. CreditRepair.com is a little more pricey than other credit repair companies, but the value of their service is well worth the price in our opinion.

Credit Repair People
3
Rating
9.4 out of 10

Things to Know:

  • A Rating with the Better Business Bureau
  • Free Credit Reports and Scores
  • One of the Lowest Fees in the Industry

The credit People
Having processed over 310,000 unique credit reports, The Credit People® are your front line when it comes to credit repair. The team is certified and trained in the various laws governing credit repair, such as the Fair Credit Reporting Act, The Fair and Accurate Credit Transactions Act, and the Fair Debts Collections Practices Act. In addition, the staff is required to take ongoing training in recent laws, statutes, and credit reporting practices. The Credit People® believe they differ from other companies in their score-driven approach. They fine-tune the most important credit scoring factors in order to produce the best possible credit score.

The Credit Pros
4
Rating
9.1 out of 10

Things to Know:

  • Been In Business Since 2009
  • Unique Pay-per-Deletion Model
  • 100% Money-Back Guarantee

The Credit Pros
The Credit Pros is an Inc.5000 national credit repair company based in Newark, New Jersey. Staffed by a team of experienced Certified FICO© Professionals, The Credit Pros’ helps clients to remove erroneous credit information from consumer credit reports. The company offers one-on-one consultations and works on a pay-per-deletion model that is unique to the credit repair industry.